PhonePe Partners with HDFC Bank to Launch RuPay Credit Card

Most smartphone users are familiar with PhonePe, India’s leading digital payments platform. Recently PhonePe partnered with HDFC Bank to launch a Rupay Credit Card. PhonePe HDFC RuPay credit cards offer you extra rewards and benefits on UPI payments.
You can unlock 10X reward points on various categories. Let’s explore other benefits below.

Features of PhonePe HDFC RuPay Credit Card

PhonePe and HDFC Bank offer two variants of credit cards: ‘Ultimo’ and ‘UNO’. These cards offer cashback, reward points, shopping discounts & more.

UPI with Credit Card

You can now pay via UPI with your credit card. That means scanning a QR code at your favorite grocery store and paying via credit — no need to dip into your savings.

Powerful Reward Points

There are two variants of the card: UNO and ULTIMO. Both offer significant rewards, but the ULTIMO variant is especially feature-rich:

• 10% rewards on PhonePe spends (bill payments, recharges, travel).
• 5% rewards on top online merchants.
• 1% reward on all UPI “Scan & Pay” transactions.
• 2 free domestic lounge accesses per quarter (ULTIMO only).

Fully Digital Experience

From applying to activation, the entire journey takes place inside the PhonePe app:

• Paperless application
• Instant linking to UPI
• Real-time tracking of spends, rewards, and statements

Eligibility Criteria

Read eligibility details before applying for PhonePe HDFC Rupay Card:

• You must be a PhonePe user.
• Indian Residence Applicable
• Maintain a decent credit score (730+)
• Income Proof (Self Employee or Salaried)

Also Read: HDFC Bank Swiggy Credit Card

How to Apply for PhonePe HDFC Rupay Card

Step 1: Open the “PhonePe” application from your smartphone.

Step 2: Search “Credit Card” from the PhonePe app.

Step 3: Fill in your details such as income, DOB, etc.

Step 4: Check your eligibility after pressing the “Submit” button.

FAQs