Kissht Personal Loan: 5 Lakh Loan Digitally

Now, getting a loan is easy with Kissht Personal Loan. You can borrow up to 5 lakh without verification. You can use a Kissht Personal Loan to address financial needs quickly, bypassing lengthy lines, low paperwork.
Through QuickCashs, you can compare and apply for Kissht loans alongside other bank offers, letting you pick the one that best fits your needs.
Let’s break down everything you need to know.

Benefits of Kissht Personal Loan

• 100% Digital Process: Apply online in minutes. From KYC to approval, it’s all paperless.
• Quick Disbursal: Once approved, money reaches your bank account fast — often within 24 to 48 hours.
• No Collateral Needed: These are unsecured loans, so you don’t need to pledge any assets.
• Flexible Loan Amounts: Borrow what you need, whether ₹10,000 or ₹5 lakh, depending on eligibility.
• Custom Tenure Options: Select repayment periods that align with your monthly budget.
• Transparent Terms: Know your EMIs, interest rate, and charges upfront with no hidden surprises.

Whether you’re a salaried employee or self-employed, Kissht’s personal loan is built for convenience and speed.

Eligibility Criteria

Before applying, make sure you meet a few simple conditions:

• You must be an Indian citizen aged 21–60 years.
• You should have a steady monthly income
• Both salaried and self-employed applicants are eligible.
• A good credit score (700 and above) can help you get a better rate.
• You’ll need an active bank account for disbursal and EMI payments.

Also Read: Navi Personal Loan

Documents Required

Keep these ready to speed up your application:

1. Aadhaar Card – for identity proof
2. PAN Card – for verification and credit assessment
3. Bank Statements – last 3–6 months
4. Income Proof – latest salary slips or ITR for self-employed individuals
5. Live Selfie / Photo – for online KYC verification

Kissht Interest Rate and Other Charges

Charge Type	Details (Indicative)
Interest Rate	Starts around 14% p.a., may vary up to 36% based on credit profile
Loan Amount	Up to ₹5,00,000
Tenure	Up to 24 months
Processing Fee	Around 3% to 5% of the loan amount
Prepayment / Foreclosure	Often Nil (check your loan offer)
Late Payment Fee	Applicable

How to Apply for a Kissht Loan via QuickCashs

Here’s how you can apply for a Kissht Personal Loan on QuickCashs in just a few steps:

1. Visit QuickCashs – Go to the personal loan section and choose “Kissht Personal Loan.”
2. Check Eligibility – Enter your income, age, and employment details.
3. Submit Application – Fill in personal and financial information.
4. Upload Documents – Complete online KYC by uploading Aadhaar, PAN, and proof of income.
5. Review Offers – Get instant loan offers from Kissht and other partner banks.
6. Accept the Offer – Select the best loan option and e-sign the agreement.
7. Get Instant Disbursal – Funds are credited directly to your bank account.

It’s that simple. No branch visits, no waiting for weeks.

Advantages of Applying through QuickCashs

When you apply through QuickCashs, you get more than just Kissht’s offer:

• Compare Multiple Lenders in one place
• Pre-qualified Offers based on your profile
• Faster Approvals thanks to instant eligibility checks
• Transparent Rates & Fees
• 24×7 Access – apply anytime, anywhere

QuickCashs helps you make smarter borrowing decisions — matching you with the lender that best suits your profile.

Also Read: Instant Cash Loan in 5 Minutes

Conclusion

The Kissht Personal Loan is a solid choice for anyone requiring, flexible financing without collateral. It’s digital, transparent, and easy to manage.
Applying through QuickCashs gives you an added edge — you can compare Kissht’s offer with multiple banks in real time and pick the one that gives you the best deal.

FAQs