InCred is one of our best trusted lenders. With InCred Personal Loan, you can borrow up to ₹15,00,000 completely online, with approvals and disbursals happening in record time.
Use this loan for medical expenses, education, travel, home renovation, or even debt consolidation. Through QuickCashs, the process is simple, transparent, and designed for real people with real needs.
Highlights of InCred Personal Loan
- Loan Amount: From ₹50,000 to ₹15 lakh
- Tenure: Flexible repayment between 12 to 60 months
- Interest Rate: Starts at 13.99% p.a. (rate depends on your profile)
- Disbursal Speed: Funds can hit your account within minutes after approval
- Process: 100% paperless, no collateral required
Why Borrow with InCred via QuickCashs?
- Fast-track approvals – get your eligibility checked instantly.
- No hidden surprises – clear fees and transparent terms.
- Tailored to you – higher loan chances with a good credit score.
- Convenience first – apply anytime, anywhere, no branch visits.
Compare Interest Rate with Other Lenders
Compare personal loan offer to know the best interest with other lenders:
| Lenders | Interest Rate (p.a.) | Salary | |
| WeRize | 16% to 18% p.a. | Rs. 12,000 | Apply Now |
| MoneyView | 1.33% per month | Rs. 13,500 | Apply Now |
| Fibe | 24% to 30% p.a. | Rs. 18,000 | Apply Now |
| Prefr | 18% to 36% p.a. | Rs. 18,000 | Apply Now |
| Finnable | 16% to 22% p.a. | Rs. 15,000 | Apply Now |
| IDFC | 12.50% to 18% p.a. | Rs. 15,000 | Apply Now |
| PaySense | 1.4% to 2.3% per month | Rs. 18,000 | Apply Now |
| HDFC Bank | 9.99% onwards | Rs. 40,000 | Apply Now |
| mPokket | 1% to 6% per month | Rs. 9,000 | Apply Now |
Eligibility Criteria for InCred Loan
Verify that you fulfill the following basic criteria before you apply:
- Age: Must be between 21 and 55 years
- Citizenship: Must be an Indian resident
- Monthly Income: Minimum ₹15,000/month salary
- Employment: Job experience should be 3 months old
- Credit Score: CIBIL score of at least 680 is needed
Also Read: Google Pay Offers 10 Lakh Personal Loan
Documents Required
Read the following list of documents for InCred Personal Loan Eligibility:
- PAN Card
- Aadhaar Card
- Last 3 Months’ Bank Statement (PDF)
- Recent 3-month Salary Slips
- You can use either an electricity bill or a rent agreement as proof of address.
- A Selfie Photo of the customer
InCred Loan Charges & Fees
- Processing Fee: 2%–5% of loan amount
- Foreclosure: Allowed after 6 EMIs (partial prepayment usually restricted)
Apply for InCred Personal Loan with QuickCashs
- Visit to QuickCashs and choose InCred Personal Loan.
- Enter your details and upload documents securely.
- Get instant approval status.
- Accept the loan terms and receive money directly in your account—sometimes in as little as 15 minutes.
Frequently Asked Questions
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What is the maximum loan amount I can get from InCred?
You can borrow up to ₹15,00,000 with an InCred personal loan, depending on your eligibility, income, and credit score.
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To get an InCred personal loan, what’s the lowest income threshold?
For salaried applicants, the minimum monthly income is ₹15,000. Self-employed individuals generally need to show a monthly business income of at least ₹25,000.
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How quickly is the InCred personal loan disbursed?
Once your application is approved and documents are verified, the loan amount can be credited within minutes—typically within 24 to 48 hours.
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Could you tell me the interest rate on InCred personal loans?
The interest rate starts at 13.99% p.a., and may vary based on your credit profile, loan amount, and repayment tenure.
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Can I apply for an InCred personal loan online?
Yes. The entire process is 100% digital through QuickCashs—right from application to approval and disbursal.
