I Need a Loan of 50000 Urgently Online in India

I Need a Loan of 50000 Urgently Online in India

Benefits of ₹50,000 Online Loans in India

No Collateral Needed

Get approved without security. This loan is available without a collateral deposit.

24×7 Disbursal

Our partner lender disburses money within 24 hours of the E-nach process, including weekends and nights.

Flexible Tenures Available

Repay loan with a flexible term from 12 to 36 months.

Track Everything in Real Time

Know exactly when your loan is approved and disbursed. You can track everything from the app.

No Branch Visits

100% digital application process. Apply, verify, and receive funds from your phone.

Smart Tools

Apps remind you of EMIs, track dues, and help avoid late fees.

Eligibility for a 50,000 Instant Personal Loan

For a hassle-free loan, you must follow the eligibility criteria:

  • The borrower’s age range should be under 21 to 55 years.
  • The minimum monthly salary is Rs. 12,000.
  • A credit score of -1 or 700+ gives you fast loan approval.
  • The employee should be public, private, or government undertaken.
  • The employee must have 1 year of job experience.

Documents Need for a 50,000 Online Loan

  • PAN card
  • Aadhaar card
  • 12 months Bank account statement
  • Proof of income (Last 3-month salary slips)
  • Applicant selfie photo

Interest Rates for a 50,000 Personal Loan

The interest rate is determined based on borrower income, CIBIL, and creditworthiness. The lender will give you the final rate after checking all details.

Interest Rate16% to 22% per annum
Processing FeeUp To 3% + Tax
Late Payment ChargeApplicable
Insurance ChargesUp To 3% of the loan amount
Foreclose LoanAfter 12 EMI

Tips to Increase Loan Approval Chances

  • Keep your credit score above 700+.
  • Apply during working hours for faster processing.
  • Avoid multiple applications at once — it hurts your credit score.
  • Submit clear and complete documents.

Top Apps for ₹50,000 Personal Loans

App NameLoan RangeDisbursal TimeInterest Rate (Approx.)
KreditBee₹1,000 – ₹2 LakhWithin 10 minutes18% – 30% p.a.
CASHe₹7,000 – ₹4 LakhWithin 1–8 hours18% – 33% p.a.
MoneyTap₹3,000 – ₹5 LakhWithin 30 minutes13% – 24% p.a.
mPokket₹500 – ₹30,000Instant (for students)24% – 48% p.a.
PaySense₹5,000 – ₹5 LakhSame-day14% – 26% p.a.

How to Apply for a ₹50,000 Loan Online in India

✅ Step 1: Submit Basic Details

✅ Step 2: Register and Create Your Profile

Fill in basic details:

  • Name, phone number, email
  • PAN and Aadhaar number
  • Employment type (salaried)

✅ Step 3: Upload Documents

Have these ready:

  • PAN Card
  • Aadhaar Card
  • Bank statement (last 12 months)
  • Salary slip or proof of income

✅ Step 4: Choose Loan Amount and Tenure

Enter your desired loan amount like ₹50,000 and fill in other details.

✅ Step 5: Submit and Wait for Approval

After submitting, most approvals happen within 30 minutes.

If verified successfully, money is sent to your bank account within the hour.

✅ Step 6: Repay On Time

Set auto-debit before loan disbursement. It will help to credit money to your account and set an EMI process to avoid penalties. Timely repayment boosts your credit score and unlocks better future offers.

FAQs

  1. Who is eligible for a ₹50,000 urgent loan?

    Salaried persons are only eligible for ₹50,000 urgent loan. But, if you’re self-employed then you can try applications such as MoneyView, Kreditbee, Cashe, etc.

  2. How much salary is good for a ₹50,000 emergency loan?

    A borrower per month ₹12,000 salary is a good option for an urgent personal loan. You can opt for a loan as per your desire.

  3. What is the repayment term of ₹50,000 personal loan?

    WeRize which is our official partner offering up to 36 months loan tenure.

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