Managing expenses on a limited salary can be tough, especially when emergencies or big needs arise. That’s where a Fibe Personal Loan can help. Fibe (formerly EarlySalary) offers instant personal loans up to ₹10 lakh, and in many cases, you can start with a salary as low as ₹15,000 per month.
At QuickCashs, we help you compare Fibe personal loan offers with loans from multiple banks and NBFCs, so you can choose the most suitable option based on your income and credit profile.
What Is Fibe Personal Loan?
Fibe is a well-known digital lending platform that provides quick, unsecured personal loans through a fully online process. The loan is designed for:
- Salaried professionals
- Young employees
- First-time borrowers
Fibe Personal Loan Details
| Loan Feature | Details |
| Minimum Loan Amount | ₹50,000 |
| Maximum Loan Amount | ₹10,00,000 |
| Loan Type | Unsecured Personal Loan |
| Collateral | Not Required |
| Disbursal Mode | Direct bank transfer |
| Tenure | 3 to 36 months |
Can I Get a Fibe Loan on a ₹15,000 Salary?
Yes, Fibe personal loan can be available starting from ₹15,000 monthly salary, especially for:
- Salaried employees
- Stable job profile
- Regular bank transactions
💡 With a ₹15,000 salary, you may start with a smaller loan amount, and higher limits can be unlocked with good repayment history.
Interest Rate & Charges
Fibe personal loan interest rates vary based on your profile.
| Charges | Indicative Details |
| Interest Rate | 18% – 30% per annum |
| Processing Fee | Up to 2% + GST |
| Late Payment Charges | 3% of overdue amount |
| Prepayment Charges | May apply |
Eligibility Criteria for Fibe Personal Loan
Fibe keeps eligibility simple to help more users qualify.
- Indian resident
- Age: 19 to 55 years
- Minimum monthly salary: ₹15,000
- Salaried employment
- Active bank account
- A 680+ credit score is required.
Also Read: WeRize Personal Loan: 5 Lakh Loan at 12K Salary
Documents Required
The application process is mostly paperless.
- Aadhaar Card (for e-KYC)
- PAN Card
- Last 3–6 months bank statement
- Recent 3 months Salary slips
- Recent selfie
Benefits of Fibe Personal Loan
Here’s why many borrowers prefer Fibe:
- Loan up to ₹10 lakh
- Approval possible on a ₹15,000 salary
- Fast approval & quick disbursal
- No collateral or guarantor
- Fully online process
- Flexible EMI options
- Suitable for emergency and planned expenses
How to Apply for Fibe Personal Loan via QuickCashs
Applying through QuickCashs improves your chances by showing you multiple offers.
- Visit the QuickCashs website
- Choose the personal loan option.
- Enter income, employment, and loan details.
- Complete Aadhaar-based e-KYC
- Compare Fibe and other lender offers
- Accept the best offer and get funds credited.
⏱ In many cases, money is disbursed within 24 hours.
Uses of Fibe Personal Loan
You can use the loan for:
- Medical emergencies
- Education expenses
- Rent or bill payments
- Travel and relocation
- Wedding or family needs
- Credit card bill payment
Also Read: Can I Get a Small Loan with a Low CIBIL Score
Conclusion
A Fibe Personal Loan up to ₹10 lakh is a good option if you need fast, paperless funding, even with a ₹15,000 monthly salary. While interest rates may be slightly higher, the speed, flexibility, and convenience make it suitable for urgent financial needs.
FAQs
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What is the maximum loan amount offered by Fibe?
Fibe offers personal loans starting from ₹50,000 and going up to ₹10 lakh, depending on your income, credit profile, and repayment capacity.
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Can I get a Fibe personal loan with a ₹15,000 salary?
Yes. Many salaried users with a minimum monthly salary of ₹15,000 can apply for a Fibe personal loan. The initial approved amount may be smaller, but higher limits can be unlocked with timely repayments.
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How fast is the Fibe loan approval process?
Fibe uses a 100% digital process. In many cases:
1) Approval happens within minutes.
2) Loan amount is disbursed within 24 hours. -
What is the interest rate on the Fibe personal loan?
Interest rates generally range from 18% to 30% per annum, depending on your credit score, income, and loan tenure.
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What is the repayment tenure for Fibe loans?
Fibe offers flexible repayment options ranging from 3 months to 36 months, allowing you to choose a comfortable EMI.
