When Rohan needed quick funds for his sister’s wedding, an Axis Bank Personal Loan came to the rescue—money in his account within 48 hours—fast, simple, and stress-free.
With QuickCashs, you can access the same benefits and compare Axis Bank with other top lenders to find your best deal.
Why Choose Axis Bank Personal Loan?
Axis Bank offers unsecured personal loans, meaning you don’t need to pledge any collateral. Here’s what makes it stand out:
- Loan Amount: ₹50,000 to ₹40 lakh (depending on your eligibility).
- Tenure: 12 to 84 months, giving you repayment flexibility.
- Interest Rate: Starting from around 9.99%-17.15% p.a. (may vary based on credit score and income).
- Processing Speed: Quick approvals with disbursal often within 48 hours.
- Minimal Documentation: Basic KYC, income proof, and bank statements required.
- No Hidden Charges: Transparent fee structure with pre-closure and part-payment options.
Eligibility Criteria
To qualify for an Axis Bank Personal Loan, you need to meet certain requirements:
- Age: 21 to 60 years
- Employment: Salaried employees with stable job history
- Minimum Income: Usually ₹15,000 salary for Axis Bank customers & ₹25,000 salary for Non-Axis Bank customers.
- Credit Score: 730+ is preferred for the best offers
Documents Required
Axis Bank keeps documentation simple. You’ll generally need:
- Identity Proof – Aadhaar, PAN, Passport, or Voter ID
- Address Proof – Utility bills, rental agreement, Aadhaar, or Passport
- Income Proof – Latest salary slips or Form 16
- Bank Statements – Last 6 months
Compare Personal Loan Offers
| Lenders | Interest Rate (p.a.) | Salary | |
| WeRize | 16% to 18% p.a. | Rs. 12,000 | Apply Now |
| MoneyView | 1.33% per month | Rs. 13,500 | Apply Now |
| InCred | 13.99% to 26% p.a. | Rs. 15,000 | Apply Now |
| Fibe | 24% to 30% p.a. | Rs. 18,000 | Apply Now |
| Prefr | 18% to 36% p.a. | Rs. 18,000 | Apply Now |
| Finnable | 16% to 22% p.a. | Rs. 15,000 | Apply Now |
| IDFC | 12.50% to 18% p.a. | Rs. 15,000 | Apply Now |
| PaySense | 1.4% to 2.3% per month | Rs. 18,000 | Apply Now |
| HDFC Bank | 9.99% onwards | Rs. 40,000 | Apply Now |
| mPokket | 1% to 6% per month | Rs. 9,000 | Apply Now |
How QuickCashs Helps You
While Axis Bank is a strong choice, the truth is—every borrower’s needs are different. That’s where QuickCashs steps in.
- We compare Axis Bank with multiple banks and NBFCs.
- We check where you’re most likely to get approved.
- We negotiate better interest rates and terms when possible.
- We save you time by offering a single-window loan application process.
Why Apply Through QuickCashs Instead of Directly?
- Multiple Options: Access personal loans not just from Axis Bank, but also from top lenders across India.
- Better Approval Chances: We guide you toward lenders who match your profile.
- Zero Extra Cost: Our service is free for borrowers—no hidden charges.
- Faster Processing: Direct coordination with partner banks and NBFCs.
- Expert Guidance: Our loan advisors help you choose repayment options that don’t strain your finances.
Also Read: Instant Loan without Credit Score
Final Word
Axis Bank Personal Loan is a reliable choice for anyone looking for fast, flexible, and hassle-free financing. But before you finalize, let QuickCashs help you compare it with other lenders. Sometimes another bank or NBFC might offer you a lower EMI, better tenure, or easier approval.
FAQs
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What is the minimum salary required for an Axis Bank personal loan?
Axis Bank usually requires a minimum monthly salary of ₹15,000–₹25,000, depending on your city and employment type. Higher income improves your loan eligibility and chances of approval.
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How much personal loan can I get from Axis Bank?
You can borrow between ₹50,000 and ₹40 lakh, based on your income, credit score, and repayment capacity. QuickCashs helps you check your eligibility instantly across multiple lenders.
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What are the charges for prepayment or foreclosure of Axis Bank personal loans?
Axis Bank charges 2–5% of the outstanding amount for prepayment or foreclosure, depending on when the repayment is made. Always check the latest fee structure before applying.
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Is it better to apply directly to Axis Bank or through QuickCashs?
When you apply directly, you only see Axis Bank’s offer. With QuickCashs, you compare multiple banks and NBFCs—including Axis Bank—so you can choose the lowest EMI and best terms without extra effort.
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Will applying for a personal loan affect my credit score?
Every loan application triggers a credit check. Too many applications can lower your score. QuickCashs helps you avoid this by matching your profile with lenders where approval chances are higher.
