In a major move for Indian travellers, Axis Bank and IndiGo have teamed up to launch two co-branded travel credit cards that make every spend count toward your next trip. These cards are built around IndiGo’s BluChip loyalty programme, transforming everyday purchases — from groceries to flight bookings — into travel rewards and premium privileges.
This unique partnership leverages Axis Bank’s banking strength and IndiGo’s travel ecosystem to offer cards that are not just about flights, but about earning rewards every day — whether you’re booking tickets or paying bills.
Card Lineup: Two Tailored Options
The cards come in two variants to suit different user profiles — from occasional travellers to premium lifestyle spenders.
1. IndiGo Axis Bank Credit Card (Entry-Level)
Ideal for everyday users who want travel rewards and lifestyle perks without overspending.
Features
- Joining/Annual Fee: ₹799 + GST
- Reward Currency: IndiGo BluChips
- Reward Earning:
• 1 BluChip per ₹100 spent on general eligible spends
• 2 BluChips per ₹100 on groceries & dining
• 3 BluChips per ₹100 on IndiGo spends (flights and add-ons) - Welcome & Renewal Benefits:
• 1,200 BluChip voucher on joining and renewal - Milestone Rewards:
• 1,200 BluChip vouchers on achieving ₹1.5L and ₹3L annual spends - Airport Perks: Complimentary domestic lounge access (based on spend)
- Accelerated Rewards on UPI Transactions: Boosted BluChip earnings
- Networks: Available on RuPay and Visa networks for wider acceptance
This card is perfect for those who want to earn value from their daily purchases — turning bills, groceries, and dining into travel rewards over time.
2. IndiGo Axis Bank Premium Credit Card (High-Benefit)
Designed for frequent flyers and premium users who want maximum travel perks and lifestyle privileges.
Features
- Joining/Annual Fee: ₹5,000 + GST
- Reward Earning:
• 7 BluChips per ₹100 on IndiGo bookings
• 3 BluChips per ₹100 on hotel stays & grocery spends
• 2 BluChips per ₹100 on other eligible spends - Welcome & Renewal Bonuses:
• 5,000 BluChips voucher + complimentary IndiGo Eats vouchers - Milestone Rewards:
• Multiple bonus vouchers worth 5,000 BluChips at spending thresholds - Lounge Access:
• Complimentary access to both domestic & international airport lounges - Reduced Forex Markup:
• Only 2.5% on international spends - Exclusive Offers:
• Dining discounts via EazyDiner
• Entertainment deals with BookMyShow
This premium card is ideal for serious travellers who spend significantly on flights, hotels, and lifestyle categories.
How Rewards (BluChips) Work
Both cards use IndiGo’s BluChip loyalty points, which can be redeemed for:
- Flight tickets and add-ons (seat upgrades, meals, extra baggage)
- Discounts on future bookings
- Lifestyle redemptions (depending on partner programmes)
The idea is to make your everyday spending — like dining or groceries — count toward the next journey, not just airline bookings.
Also Read: 5 Credit Cards That Help You Save on Movie Tickets
Who Should Consider These Cards?
These co-branded credit cards are most beneficial for:
Frequent Travellers
If you fly with IndiGo multiple times a year, these cards boost reward earnings significantly.
Everyday Earners
Even non-travel spends accumulate travel rewards, making rewards growth more accessible.
Lifestyle Seekers
Dining, movies, hotels, and entertainment offers add more value beyond flight reward points.
Digital & UPI Users
Accelerated rewards on UPI spends make this card suitable for modern, app-centric spending patterns.
Fees, Charges & Important Costs
Before applying, note the key fees:
| IndiGo Axis Bank Credit Card | ₹799 + GST |
| IndiGo Axis Bank Premium Credit Card | ₹5,000 + GST |
Additional costs can include:
- Finance charges on outstanding balances
- Cash withdrawal fees
- Late payment fees (varies by bank policy)
- Forex markup (lower on premium card)
Always check the full fee schedule before acceptance to avoid surprises.
Eligibility Criteria
Eligibility for both cards typically includes:
- Indian resident aged 18–70
- Stable income or financial profile
- Good credit history
- Valid identity and address proof
How to Apply for IndiGo Axis Credit Card
- Visit the official Axis Bank website or the QuickCashs credit card page.
- Choose the IndiGo co-branded card.
- Fill in your personal and financial details.
- Upload KYC documents
- Review and submit your application.
- Await approval, often within a few business days.
Once approved, your card is delivered to your address and ready to use online or offline.
Tips to Maximize Benefits
✔ Use for IndiGo Flight Bookings: Especially on the premium card for up to 7 BluChips per ₹100 spent.
✔ Accelerate Daily Rewards: Use your card for groceries, dining, and digital payments.
✔ Meet Milestones: Aim for annual spend targets to unlock bonus BluChips.
✔ Leverage Lounge Access: Use airport lounges to improve travel comfort.
Also Read: 5 Best Shopping Credit Cards in India
Conclusion
The Axis Bank IndiGo co-branded credit cards represent a strategic leap for travel rewards in India. By blending everyday spending with airline loyalty benefits, these cards help customers earn travel rewards faster and more usefully than many traditional cards.
Whether you are an occasional flyer or a frequent traveller, these cards can convert regular expenses into valuable travel benefits — saving money and unlocking experiences.
If travel rewards matter to you, these co-branded cards are worth exploring — and you can compare offers directly on QuickCash before applying.
