Looking for a quick personal loan without long bank procedures? Ram Fincorp Personal Loan is a digital lending solution that helps you get funds fast with minimal documentation. Whether it’s an emergency expense, travel plan, or bill payment, you can access up to ₹8 lakh with a simple online process.
Ram Fincorp Personal Loan Recap
| Features | Details |
| Loan Amount | ₹10,000 to ₹8,00,000 |
| Interest Rate | 0.35% to 2.90% per day (up to 35% p.a.) |
| Loan Tenure | 90 – 365 days |
| Processing Fee | Up to 5% + GST |
| Approval Time | Within minutes |
| Disbursal Time | Same day / 24 hours |
| Eligibility | Salaried & Self-employed |
| Credit Score | 650+ preferred |
| Mode | 100% Online |
Benefits of Ram Fincorp Personal Loan
Instant Approval Process
Ram Fincorp processes loan applications within 10 minutes.
Enjoy Digital Experience
Borrow a Ram Fincorp loan without any paperwork or branch visits—everything is done online.
Flexible Loan Options
Borrow as per your need, from small to higher amounts up to ₹8 lakh.
Easy EMI Repayment
You can choose a 90 – 365 day repayment tenure that suits your budget.
Minimal Documentation
Basic KYC and income proof are enough.
Suitable for Average Credit Score
A borrower can apply for a personal loan from Ram Fincorp at a 650 credit score.
Also Read: Top 10 Instant Personal Loan Apps in India
Interest Rate & Charges
Understanding charges is important before applying. You can check out the interest rate and charges below:
Interest Rate:
- Starts from 0.35% – 2.90% per day
- Can go up to 35% p.a., depending on your profile
Processing Charges:
- Up to 5% of the loan amount + GST
Additional Charges:
- EMI Bounce Charges: ₹500 + GST
- Penalty Fees: 0.1% per day of outstanding principal amount
Eligibility Criteria
To apply for a Ram Fincorp loan, you must meet:
- Age: 21 to 58 years
- Indian citizen
- Salaried or self-employed
- Minimum salary: ₹15,000 – ₹18,000 per month
- Active bank account
- Credit score must be 650+
Documents Required
You only need a few simple documents:
- Aadhaar Card
- PAN Card
- Bank statements (last 3–6 months)
- Salary slips (if salaried)
- Selfie verification
Also Read: 7 Best Loan Apps for Salaried Employees
How to Apply for Ram Fincorp Personal Loan?
Follow these simple steps:
Step 1: Visit QuickCash
Choose the Ram Fincorp loan option.
Step 2: Fill Basic Details
Enter mobile number, income, and loan requirement.
Step 3: Complete KYC
Upload Aadhaar, PAN, and other documents.
Step 4: Get Loan Offer
Check the approved amount, EMI, and charges.
Step 5: Accept & Get Disbursal
Get the loan approval amount to your bank account within a couple of minutes.
Ram Fincorp Customer Care Details
You can easily contact Ram Fincorp’s customer care using the method below:
Customer Support:
- Customer Care Number: +91 95992-38889 (Mon – Sat, 9.30 am to 6:30 pm)
- Email Support: [email protected] (Mon – Sat, 9.30 am to 6:30 pm)
- In-App Support: Help section for queries
👉 Since Ram Fincorp works with lending partners, support is usually provided inside the app or platform you applied through.
Pros and Cons of Ram Fincorp Loan
Pros:
- Fast loan approval
- Simple digital process
- Flexible loan amount
- Less documentation
Cons:
- Higher interest for low credit score
- Extra charges may apply.
- Not ideal for very long-term borrowing
Also Read: Top 5 Buy Now Pay Later Apps in India
Conclusion
Ram Fincorp Personal Loan stands out in the digital lending space by offering up to ₹8 lakh with rapid approval, flexible repayment choices, and a straightforward, paperless process. If you value speed, convenience, and modern solutions over outdated banking delays, this loan is designed to meet your financial needs efficiently.
