Sometimes emergencies don’t wait—your wallet might be empty, but the situation demands instant cash. Maybe your phone stopped working, your rent is due, or you need to pay for urgent travel.
Whatever the reason, a ₹10,000 loan without a CIBIL score is now possible through QuickCashs, where you can get quick loan options from multiple trusted banks and NBFCs—even if you don’t have a credit history.
Let’s break everything down in a simple, crisp, and useful way.
What is a ₹10,000 Loan Without a CIBIL Score?
A no-CIBIL loan is designed for people who:
- have no credit history
- have a low or poor CIBIL score
- are new to credit
- want small emergency funds
These loans are mostly provided based on income, ID proof, and repayment ability, not your credit score. QuickCashs connects you with lenders who specialize in giving instant microloans, so you get money instantly or within a few hours.
Also Read: 1 Lakh Personal Loan EMI for 5 Years
Benefits of an Instant ₹10,000 Loan Without CIBIL
- Accessible without a credit history: You don’t need a CIBIL score to apply.
- Fast processing: Many lenders approve within minutes or a few hours.
- 100% digital: E-KYC, document upload, approval, and disbursal done online.
- No collateral: Unsecured small loan, no asset pledge.
- Flexible repayment tenures: Short EMIs (3–12 months) to suit cash flows.
- Build a credit history: On-time repayment helps you establish a CIBIL record for larger loans later.
- Multiple lender options: QuickCashs shows you competing offers so you can pick the best one.
Eligibility for a ₹10,000 Loan Without CIBIL Score
Most banks/NBFCs follow simple eligibility rules:
| Criteria | Requirement |
|---|---|
| Age | 21 – 55 years |
| Nationality | Indian |
| CIBIL Score | -1, or 700+ considered |
| Monthly Income | Minimum ₹12,000 Salary |
| Job Stability | At least 12 months (depending on lender) |
| Bank Account | Salary must credit to Account |
Best Lenders for ₹10,000 Loan without CIBIL Score
| Lenders | Interest Rate (p.a.) | Salary | |
| WeRize | 16% to 18% p.a. | Rs. 12,000 | Apply Now |
| MoneyView | 1.33% per month | Rs. 13,500 | Apply Now |
| InCred | 13.99% to 26% p.a. | Rs. 15,000 | Apply Now |
| Fibe | 24% to 30% p.a. | Rs. 18,000 | Apply Now |
| Prefr | 18% to 36% p.a. | Rs. 18,000 | Apply Now |
| Finnable | 16% to 22% p.a. | Rs. 15,000 | Apply Now |
| IDFC | 12.50% to 18% p.a. | Rs. 15,000 | Apply Now |
| PaySense | 1.4% to 2.3% per month | Rs. 18,000 | Apply Now |
| HDFC Bank | 9.99% onwards | Rs. 40,000 | Apply Now |
| mPokket | 1% to 6% per month | Rs. 9,000 | Apply Now |
Documents Required
Only basic documents are needed:
| Document | Purpose |
|---|---|
| Aadhaar Card | Identity + Address proof |
| PAN Card | Mandatory for loan approval |
| Selfie | For identity verification |
| Bank Statement (12 months) | To check Salary deposit |
| Salary Slip | Latest 3 months |
How to Apply for an Instant ₹10,000 Loan from QuickCashs
Follow these simple steps:
Step 1: Visit QuickCashs
Go to the QuickCashs website and choose ‘₹10,000 Loan Without CIBIL’.
Step 2: Fill Basic Details
Enter:
- Name
- Mobile number
- PAN
- Aadhaar
- Income details
Step 3: Upload Documents
Upload KYC, bank statement, and income proof.
Step 4: Get Multiple Offers
QuickCashs shows you loan options from multiple banks and NBFCs.
Step 5: Choose the Best Loan
Compare:
- Interest rate
- Processing fee
- Tenure
- EMI
Then select the best one.
Step 6: Instant Approval
Most lenders offer quick verification and instant approval.
Step 7: Get ₹10,000 in Your Bank Account
Loan amount is transferred instantly after approval.
₹10,000 Loan EMI Breakdown
| Loan Amount | ₹10,000 |
|---|---|
| Tenure | 3 months |
| Interest Rate | 1.5% – 2.5% per month |
| Approx EMI | ₹3,500 – ₹3,700 |
Also Read: mPokket Personal Loan Apply
Conclusion
If you need ₹10,000 fast but don’t have a CIBIL score, QuickCashs can match you with lenders who rely on income and bank flow — not just credit history. Expect a 100% online process, fast approval, and higher but manageable rates. Use the EMI table above to pick a tenure you can repay comfortably, read the offer’s fine print, and repay on time to build credit for larger loans later.
