As an Indian, I love to enjoy the festival season with my family. But celebrations also come with expenses, such as new clothes, gold, travel, home upgrades, gifts, and big feasts.
If your savings can’t cover it all, a personal loan can give you the extra funds you need quickly and without hassle. With QuickCashs, you can compare offers from multiple banks and NBFCs in one place, find the best rate, and get your loan approved fast.
Why Choose QuickCashs for Your Festival Loan?
1. Multiple Lenders, One Platform
Skip the bank-to-bank runaround. We connect you to top lenders across India so you can compare offers instantly.
2. Competitive Interest Rates
Our lender network lets you find the lowest rates available to you—helping you keep EMIs affordable.
3. Fast Approvals and Disbursal
With instant eligibility checks and paperless processing, you can get approval and funds in as little as 24 hours.
4. Flexible Loan Amount & Tenure
Borrow from ₹50,000 to ₹10,00,000 or more, and choose repayment terms from 12 to 60 months.
5. Transparent Process
Clear terms, no hidden fees—so you know exactly what you’re signing up for.
Eligibility Criteria for a Festival Personal Loan
While each bank and NBFC may have slight variations, most lenders require:
- Age: 21 to 55 years (varies by lender)
- Employment: Salaried Applicant can apply
- Minimum Monthly Income: ₹12,000 in-hand salary (depending on lender and city)
- Credit Score: Generally -1 / 700+ for quick approval
- Work Experience: 1+ years at current job
Also Read: Paytm Start Offering Instant Micro Loan
Documents Required
Typically, you’ll need the following list of documents:
Identity Proof (Any one)
- Aadhaar Card
- PAN Card
- Passport
- Voter ID
- Driving License
Address Proof (Any one)
- Aadhaar Card
- Passport
- Utility Bill (electricity, water, gas)
- Ration Card
Income Proof
- Latest 3 months’ salary slips (salaried)
- Latest 12 months’ bank statements
Photograph
- Recent passport-sized photo
Top Lender Offers Personal Loan During the Festival Season
| Lenders | Interest Rate (p.a.) | CIBIL Score | Salary | |
| WeRize | 16% to 18% p.a. | -1/ 700+ | Rs. 12,000 | Apply Now |
| MoneyView | 1.33% per month | 720+ | Rs. 13,500 | Apply Now |
| InCred | 11.49% to 18% p.a. | -1/ 700+ | Rs. 15,000 | Apply Now |
| Fibe | 24% to 30% p.a. | -1/ 680+ | Rs. 18,000 | Apply Now |
| Prefr | 18% to 36% p.a. | 730+ | Rs. 18,000 | Apply Now |
| Finnable | 16% to 22% p.a. | -1/ 700+ | Rs. 15,000 | Apply Now |
| IDFC | 12.50% to 18% p.a. | 700+ | Rs. 15,000 | Apply Now |
| PaySense | 1.4% to 2.3% per month | 720+ | Rs. 18,000 | Apply Now |
| mPokket | 1% to 6% per month | 680+ | Rs. 9,000 | Apply Now |
Common Festival Loan Uses
- Home renovation or festive decorations
- Travel to meet family or take a holiday
- Buying electronics, appliances, or gold
- Wedding or engagement expenses
- Emergency funds during the season
Also Read: How to get personal loan without a salary slip
How to Apply Loan with QuickCashs
- Check Eligibility – Use our free online tool to get instant results.
- Compare Offers – View and select from multiple bank and NBFC options.
- Submit Documents – Upload required proofs online securely.
- Get Funds – Approval in hours, disbursal directly to your bank account.
FAQs
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Who is eligible for a festival loan?
Anyone who meets the lender’s criteria can apply. Typically, you must:
1) Be between 21 and 55 years old
2)_Applicant should be a salaried person
3) Your minimum monthly salary is ₹12,000 Need
4) Have a credit score of 700 or above for better approval chances -
How much personal loan can I get for the festival season?
Loan amounts generally range from ₹50,000 to ₹10,00,000 or more, depending on your income, credit score, and lender policies. Some lenders may offer higher amounts for eligible applicants. With minimum ₹12,000 salary, you can borrow up to ₹5 lakh loan.
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What is the interest rate for a festival loan?
Interest rates can start as low as 11.49% p.a., but vary based on your profile, credit score, and chosen lender. QuickCashs helps you compare rates from multiple banks and NBFCs so you get the lowest possible offer.
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Can I get a festival loan with a low credit score?
It’s possible, but your options may be limited, and interest rates may be higher. A borrower’s credit score of 700+ is ideal for quicker approvals and better terms.
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How long does it take to get a festival loan approved?
With QuickCash’s partner lenders, approvals can happen within a few hours, and disbursal is often within 24 hours if documents are complete.
