10 Lakh Instant Loan Without Documents

Getting ₹10 lakh instant loan without submitting documents is possible at this time. But, it depends on your profile, credit history, and the lender’s policies. Borrower with higher CIBIL score and loan track can achieve 10 lakh instant loan.

10 Lakh Instant Loan Recap

Lender	TataNeu
Loan Amount	Up To 10 Lakh
Interest Rate	2.25% per month
Repayment Tenure	12 to 48 months
Age	23 -55 years
CIBIL Score	735+
Applicable For	Salary / Self Employed

How Can You Get ₹10 Lakh Instantly?

To get ₹10 lakh instantly, lenders usually rely on:

Pre-approved offers: If you have a strong credit history, some lenders may pre-approve you for high-value loans based on your past transactions.

Digital KYC: Aadhaar-based e-KYC allows instant verification without physical documents.

Instant Disburse: Money deposit to bank account within 10 minutes.

High CIBIL score: A credit score above 750 makes it much easier to get high loan amounts without hassles.

Who is Eligible?

You’re more likely to qualify for an instant ₹10 lakh loan without paperwork if you:

• Salaried or Self Employed person
• Have a CIBIL score above 750
• Have a solid repayment history with credit cards or past loans
• Phone number linked with Aadhaar Card

Compare Instant Loan with Top Lenders 

Application	Interest Rate	Loan Amount
Nira	24% to 36% p.a.	Rs. 5,000 to Rs. 1 Lakh
FlexSalary	18% to 36.5% p.a.	Up to Rs. 3 Lakh
Olyv (Smartcoin)	20% to 36% p.a.	Rs. 1,000 to Rs. 5 Lakh
mPokket	12% to 36% p.a.	Rs. 500 to Rs. 30,000
CASHe	2.25% per month	Up to Rs. 4 Lakh
Home Credit	2% per month	Up to Rs. 5 Lakh
Loanbaba	0.10% per day	Rs. 5,000 to Rs. 2 Lakh
MoneyTap	12% to 36% p.a.	Rs. 3,000 to Rs. 5 Lakh
Tata Capital	19% p.a.	Up to Rs. 35 Lakh
InCred	11.49% to 18% p.a.	Up to 7.5 Lakh

Benefits of 10 Lakh Instant Loan Without Documents

Speed Approval: Approval and disbursal can happen in under 24 hours.

No paperwork: Everything is done online—zero branch visits.

Minimal hassle: No need to submit salary slips, bank statements, or income proof.

Flexible Tenure: You can choose repayment terms from 6 to 48 months.

How to Apply for 10 Lakh Instant Loan

Apply for instant 10 lakh loan from TataNeu. Digitally apply from step-by-step guide:

Step 1: Click on Apply Now button

Just click on “Apply Now” button for digitally loan process.

Step 2: Visit the Website

You will redirect to TataNeu official website. Now, start the application process.

Step 3: Register and Complete eKYC

Sign up using your:

• Mobile number (linked to Aadhaar)
• PAN card
• Aadhaar card (for digital KYC)

Verification is done instantly using OTP and linked databases—no need to upload scanned documents.

Step 4: Enter Loan Details

Fill in the required info:

• Loan amount (₹1 lakh to ₹10 lakh)
• Preferred tenure (usually 6 to 60 months)

Step 5: Share Bank Details

Securely link your bank account for:

• Loan disbursal (money will be sent here). Add your bank account to get the money.

Step 6: Check Your Loan Offer

Based on your credit profile, income, and eligibility, the app will show:

• Approved loan amount
• Interest rate
• EMI breakdown
• Tenure options

Step 7: Accept the Offer and Get Disbursal

If the terms look good:

• Accept the loan agreement digitally
• The loan amount is transferred to your bank account—often within minutes

FAQs