Borrowing a personal loan is possible with an Aadhaar card. A salaried employee can borrow a ₹3000 loan from QuickCashs with minimal documents. But the borrower’s minimum salary should be ₹12,000. Digitally apply for a personal loan with only an Aadhaar card.
Features of ₹3,000 Loan on Aadhaar Card
- Quick Fund Transfer: QuickCashs take a couple of minutes to disburse your approved loan amount.
- Apply with Lower Salary: If your minimum salary is ₹12,000, you are eligible to take a loan on an Aadhaar card.
- Minimal Documentation: Easy loan approval with a minimal documentation process. Just required KYC & income proof.
- Flexible Tenure: We make it a flexible and friendly environment. Our partner lender offers a 12 to 36 months tenure. Some lenders provide up to 60 months repayment term.
- Affordable Interest for Borrower: Lower and affordable interest rate. Personal loan interest starts with 11.49% p.a.
- Use of Emergency Purpose: Suddenly, if you need a ₹3000 loan, you can borrow within a short time and use it for personal use, medical emergency, etc.
Eligibility Criteria to Borrow a ₹3000 Loan
The following criteria need to be followed to get a ₹3000 Loan on an Aadhaar Card:
| Criteria | Requirement |
| Age | 21 to55 years |
| Citizenship | Indian Residence |
| CIBIL Score | -1 / 680+ |
| Monthly Salary | Rs. 12,000/ month |
| Experience of Job | Must be 1 year |
Also Read: Instant 2,000 Loan on Aadhaar Card
Required Documents for ₹3000 Loan
The following list of documents is needed to get a loan on an Aadhaar Card:
- Identity Proof: Aadhaar Card and Pan Card
- Income Proof: Recent 3 months Salary slip & 12 months Bank Statement
- Latest borrower selfie photo
Top NBFC Companies Offering ₹3,000 Loan on Aadhaar Card
| Lenders | Interest Rate (p.a.) | CIBIL Score | Salary | |
| WeRize | 16% to 18% p.a. | -1/ 680+ | Rs. 12,000 | Apply Now |
| MoneyView | 1.33% per month | 720+ | Rs. 13,500 | Apply Now |
| InCred | 11.49% to 18% p.a. | -1/ 700+ | Rs. 15,000 | Apply Now |
| Fibe | 24% to 30% p.a. | -1/ 680+ | Rs. 18,000 | Apply Now |
| Prefr | 18% to 36% p.a. | 730+ | Rs. 18,000 | Apply Now |
| Finnable | 16% to 22% p.a. | -1/ 700+ | Rs. 15,000 | Apply Now |
| IDFC | 12.50% to 18% p.a. | 700+ | Rs. 15,000 | Apply Now |
| PaySense | 1.4% to 2.3% per month | 720+ | Rs. 18,000 | Apply Now |
| mPokket | 1% to 6% per month | 680+ | Rs. 9,000 | Apply Now |
How to Apply for a ₹3000 Loan on an Aadhaar Card
- Visit QuickCashs Website
- Fill Basic Details – Name, mobile number, Aadhaar-linked information.
- Complete KYC Verification – Use Aadhaar for easy authentication.
- Submit Application & Get Approved – QuickCash’s partner lenders review and approve within minutes.
- Receive Funds – ₹3000 credited to your bank account instantly.
FAQs
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Can I get a ₹3000 loan with an Aadhaar card only?
Yes, you can apply using just your Aadhaar card for quick KYC. Some lenders may ask for minimal additional details, like bank account info.
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How long does it take to get a ₹3000 loan approved?
With QuickCashs, approval is instant, and money is credited within minutes after verification.
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Do I need a credit score for a ₹3000 loan?
No, QuickCash offers Aadhaar-based loans without strict credit score requirements.
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Can I apply for a ₹3000 loan without salary proof?
Yes, in most cases, Aadhaar and bank details are enough. QuickCashs does not always require salary slips for small loans.
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What is the interest rate for a ₹3000 loan on an Aadhaar card?
Interest rates vary from lender to lender. QuickCash ensures affordable and transparent rates.
