Rohit, a young customer support executive, earns ₹12,000 a month. When his scooter suddenly broke down, he needed cash fast — but getting a loan seemed impossible with his income. Then he found QuickCashs, where he could apply for a ₹25,000 personal loan online and get approval in minutes. The best part? The funds came directly from a trusted bank partner — no credit card, no collateral, no hassle.
Just like Rohit, many people earning modest salaries face unexpected financial needs. QuickCashs bridges that gap by connecting you with top banks and NBFCs that offer personal loans starting at a ₹12,000 monthly income. Whether it’s an emergency, rent payment, or small purchase, QuickCash ensures that financial help is never out of reach.
Benefits of getting a ₹25,000 Personal Loan
Multiple Banks Available: We work with trusted banks and lending institutions to find the best loan offer for your profile.
Quick ₹25,000 Loan: Choose the amount you need and receive it instantly once approved.
Affordable Interest: Our partner lender provides a lower ROI, which is 1.35% p.a.
Low Income Eligibility: Get approved even with a monthly salary of ₹12,000.
Flexible Repayment: Enjoy an affordable EMI option from 12 to 36 months.
No Collateral Needed: 100% unsecured loan — no need to pledge assets.
Direct Bank Transfer: Get money straight into your account.
Compare Top Lenders for ₹25,000 Personal Loan
| Lenders | Interest Rate (p.a.) | CIBIL Score | Salary | |
| WeRize | 16% to 18% p.a. | -1/ 680+ | Rs. 12,000 | Apply Now |
| MoneyView | 1.33% per month | 720+ | Rs. 13,500 | Apply Now |
| InCred | 11.49% to 18% p.a. | -1/ 700+ | Rs. 15,000 | Apply Now |
| Fibe | 24% to 30% p.a. | -1/ 680+ | Rs. 18,000 | Apply Now |
| Prefr | 18% to 36% p.a. | 730+ | Rs. 18,000 | Apply Now |
| Finnable | 16% to 22% p.a. | -1/ 700+ | Rs. 15,000 | Apply Now |
| IDFC | 12.50% to 18% p.a. | 700+ | Rs. 15,000 | Apply Now |
| PaySense | 1.4% to 2.3% per month | 720+ | Rs. 18,000 | Apply Now |
| mPokket | 1% to 6% per month | 680+ | Rs. 9,000 | Apply Now |
Eligibility Criteria
To apply for a ₹25,000 personal loan on a ₹12,000 salary, you’ll need:
- Applicant should be an Indian citizen
- Age: 21 to 55 years
- Applicant Stable monthly salary of Rs. 12,000 or more
- Salary should be credited to your bank account
- Credit Score should be -1 or 700+
Also Read: Instant 15,000 Personal Loan Online
Documents Required for ₹25,000 Personal Loan
Borrowing a personal loan is easy with QuickCashs. Complete the document lists:
- Aadhaar Card (or any valid ID proof)
- PAN Card
- Salary Slip (Recent 3 months)
- Recent Bank Statement (last 12 months)
- Selfie Photo for verification
How to Apply for a ₹25,000 Personal Loan Online
- Apply Online: Fill out a quick form with your basic details.
- Upload Documents: Provide your ID, income proof, and bank details.
- Get Instant Decision: See your loan status in minutes.
- Receive ₹25,000 Instantly: Once approved, the money is credited directly to your bank.
FAQs
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Can I really get a ₹25,000 personal loan if I earn just ₹12,000 per month?
Yes — though it depends on lender policies and your financial profile. Some banks/NBFCs accept lower incomes or alternate income sources (freelance, part-time) and offer small-ticket loans to low-income earners. QuickCashs works with multiple partner institutions that accept applicants with monthly salaries as low as ₹12,000.
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What are the minimum eligibility criteria?
Typical criteria include:
1) Age between about 21 and 55 years
2) A steady source of salary (Rs. 12K net salary)
3) Valid identity and address proofs (Aadhaar, PAN, etc.)
4) Bank account in your name for salary credit/payments
5) Satisfactory credit history (or alternate scoring) -
What documents will I need to apply?
You’ll usually need:
1) Identity proof (Aadhaar, PAN, Driving License, Voter ID, etc.)
2) Address proof (utility bill, Aadhaar, rental agreement, etc.)
3) Income proof (salary slips, bank statements)
4) Bank account statements (12 months)
5) Any additional KYC as per the lender -
How many months can I repay the loan over?
It depends on the lender. Many short-term personal loans offer tenures from 3 to 12 months. Some lenders may offer a little longer. QuickCashs presents you with options based on what lenders accept for your profile.
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How quickly will the money be disbursed?
Once your application is approved and documents are verified, many lenders (and QuickCash’s partners) disburse funds within a few hours to 24 hours.
