Get an emergency ₹20,000 personal loan online within hours. QuickCashs help you borrow from multiple banks and NBFCs. Low-salaried employees can apply for a personal loan from our trusted lenders. Use a loan for medical bills, education, vacations, and more.
Benefits You Get with QuickCashs
Multiple Banks: You can get all facilities under one roof. We offer personal loans from multiple Banks and NBFC companies.
Fast Approval: We cut the traditional process and make it a fast loan approval.
Affordable Interest: QuickCashs work with multiple lenders that offer lower interest rates. Also, you can compare interest rates from various lenders.
Flexible Repayment: Monthly EMI is flexible, which fits your budget.
Simple Eligibility Criteria: Borrow a ₹20,000 personal loan with an age of 21–55, with minimal documentation like Aadhaar and PAN sufficient.
No Collateral Needed: Get a collateral-free loan based on your eligibility.
Compare Lenders for ₹20,000 Personal Loan
| Lenders | Interest Rate (p.a.) | CIBIL Score | Salary | |
| WeRize | 16% to 18% p.a. | -1/ 680+ | Rs. 12,000 | Apply Now |
| MoneyView | 1.33% per month | 720+ | Rs. 13,500 | Apply Now |
| InCred | 11.49% to 18% p.a. | -1/ 700+ | Rs. 15,000 | Apply Now |
| Fibe | 24% to 30% p.a. | -1/ 680+ | Rs. 18,000 | Apply Now |
| Prefr | 18% to 36% p.a. | 730+ | Rs. 18,000 | Apply Now |
| Finnable | 16% to 22% p.a. | -1/ 700+ | Rs. 15,000 | Apply Now |
| IDFC | 12.50% to 18% p.a. | 700+ | Rs. 15,000 | Apply Now |
| PaySense | 1.4% to 2.3% per month | 720+ | Rs. 18,000 | Apply Now |
| mPokket | 1% to 6% per month | 680+ | Rs. 9,000 | Apply Now |
Eligibility for a ₹20,000 Personal Loan
The following eligibility requirements are required for a ₹20,000 Personal Loan:
- Applicant should be an Indian citizen
- Age: 21 to 55 years
- Stable monthly salary of Rs. 12,000 or more
- Salary should be credited to your bank account
- Credit Score should be -1 or 700+
Also Read: 5 Best Personal Loan Apps in India for Low Credit Score
Documents Required for ₹20,000 Personal Loan
QuickCashs provide a ₹20,000 Loan with minimal documents:
- Aadhaar Card (or any valid ID proof)
- PAN Card
- Salary Slip (Recent 3 months)
- Recent Bank Statement (last 12 months)
- Selfie Photo for verification
How to Apply for an Urgent ₹20,000 Personal Loan Online
Applying for a ₹20,000 personal loan through QuickCash is quick, simple, and 100% online. You don’t need to visit a bank branch or stand in queues. Just follow these steps:
Step 1: Visit QuickCash’s Loan Application Page
Go to the QuickCashs website and click on the Apply Now button for an urgent ₹20,000 personal loan.
Step 2: Fill in Your Basic Details
You are required to enter your name, mobile number, email address, date of birth, PAN number, and employment details. This helps us match you with the right lenders instantly.
Step 3: Select Loan Amount and Purpose
Choose ₹20,000 as your loan amount and mention the purpose (medical, bills, travel, emergency, etc.).
Step 4: Compare Offers from Multiple Banks
Within seconds, you’ll see loan offers from multiple banks and NBFCs with details like interest rate, processing fee, and repayment tenure.
Step 5: Submit Required Documents Online
Upload scanned copies or clear photos of:
- Aadhaar Card / PAN Card
- Salary slips or bank statements (last 3–6 months)
- Address proof
- Passport-size photograph
Step 6: Get Instant Approval
After you have selected a lender, the bank will proceed to verify your information. Many approvals happen within minutes.
Step 7: Receive Funds Directly in Your Bank Account
After approval, the lender transfers the ₹20,000 directly to your bank account — often within the same day.
FAQs
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How can I get an urgent ₹20,000 loan instantly?
You can apply through QuickCashs by filling in your details online, comparing offers from multiple banks, and uploading required documents. Many lenders approve loans within minutes and disburse funds the same day.
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Can I get a ₹20,000 personal loan without a salary slip?
Some lenders may offer loans based on bank statements, Aadhaar, and PAN if you meet other eligibility criteria. However, having a salary slip improves approval chances and may get you a better interest rate.
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What is the interest rate for an urgent ₹20,000 personal loan?
Interest rates vary depending on the bank, your credit score, and your income profile. QuickCashs let you compare rates from multiple lenders before applying, so you can choose the lowest option.
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How long does it take to receive ₹20,000 in my account?
With QuickCash’s partner banks, many loans are approved in minutes and disbursed within 24 hours. Sometimes, within a few hours, if your documents are ready.
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Do I need to provide collateral for a personal loan of ₹20,000?
No, ₹20,000 loans are usually unsecured, meaning you don’t need to pledge any asset or security.
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Can I get a ₹20,000 loan with a low credit score?
Some lenders may approve loans for applicants with lower credit scores, but the interest rate might be higher. QuickCashs help you find lenders most likely to approve your profile.
